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  • Business
    • Industries
      • Condominium Associations
      • Country Clubs & Golf Courses
      • Cranes
      • Craft Beverage
      • Health Clubs
      • Human & Social Services Insurance
    • Industries cont.
      • In Home Health Care
      • Long Term Care Facilities
      • Manufacturers Insurance
      • Religious Organizations
      • Restaurant Insurance
    • Products
      • Bonds
      • Builder’s Risk
      • Commercial Auto
      • Cyber Attack & Data Breach
    • Products cont.
      • Employment Practices Liability
      • General Liability
      • Umbrella
      • Workers Compensation
  • Personal
    • Home
      • Condominium Unit Owner
      • Flood Insurance
      • High Value Home
      • Homeowners Insurance
      • Individual Heath Insurance
      • Renter’s Insurance
      • Rental Property
    • On The Move
      • Antique & Collectible Cars
      • Auto
      • Boats
      • Motorcycle
      • Snowmobile
    • Specialty
      • Event Insurance
      • Travel Insurance
  • Employee Benefits, Life & Health
    • Products
      • Disability Income Insurance
      • Group & Individual Life Insurance
      • Group Medical Plans
      • Individual Heath Insurance
      • Voluntary Benefits
    • Services
      • Benefits Administration
      • Medicare
      • Municipality Benefits Consulting
    • Compliance
      • Compliance Alerts
  • M&P Insights
    • M&P Insights
  • About M&P
    • Melcher & Prescott Careers
    • Vision, Mission & Core Values
    • Client Testimonials
    • The M&P Team
    • Insurance Companies M&P Represents
    • Contact Us
  • Request a Quote

Municipality Benefits Consulting

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Benefits-(3)

Why municipalities choose Melcher & Prescott

  • Full market review and analysis including direct markets, association options and pre-post age 65 retiree coverage.
  • Plan design review and recommendations including HRA and HSA analysis. Many times saving money while increasing benefits.
  • Cost effective means of meeting the increased due diligence required of municipal government.
  • Ongoing client support including UBA’s proprietary technology tools, such as HRinsider®, Benefit Statements, Compliance Alerts, Plan Evaluator and the Employee Benefit Center.

Melcher & Prescott Insurance is an independent benefit broker and consultant providing municipalities with a one-stop solution to their health insurance and employee benefit needs.

We provide our municipal clients with access to the full spectrum of health insurance options in both the direct and association markets. Direct markets include Anthem Blue Cross, Harvard Pilgrim Healthcare, and Maine Community Health Options. Association markets include HealthTrust (Anthem Blue Cross), New Hampshire Inter-local Trsut  (Harvard Pilgrim) and Schoolcare (CIGNA Healthcare).

Melcher & Prescott Insurance is one of two New Hampshire qualified United Benefit Advisor firm. UBA provides the best in shared knowledge from other independent benefits firms, including best practices, industry trends, research data, regulatory guidance, and customized technology designed specifically to support HR directors and benefits managers in the commercial and municipal sectors.

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  • 426 Main St, Laconia, NH 03246
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  • 603-737-0100
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