With substantial assets to protect, you need coverage that goes beyond what you’ll find in the mass market.
Melcher & Prescott provides knowledge that will inspire your trust and confidence. In addition, we provide…
Single point of contact. There is a Team Leader for high value homes and assets. The Team Leader is also a Senior Insurance Advisor and serves as your resource for all servicing and communication with life & health insurance advisors.
Communication on your terms. We team with you to create a customized client communication plan. Email, phone, once a month, once a quarter or twice a year – you decide and we deliver.
Not too much, not too little, just right. Your Team Leader will work with you to ensure, as your portfolio of assets changes, that your insurance plan adjusts accordingly. Your Team Leader will review of coverages upon entry into the program, in conjunction with your communication plan, and annually
Additional coverage. Your will have access and knowledgeable advice on specialized insurance markets. For example…
Pleasure boat and yachts
Short or Long-term Renters. Typically, policies cover owner occupied residences. Your homeowner’s policy may not not cover online room or entire unit sharing/renting . Also, typically long term renters are not covered. Some of these exposures can be covered by endorsing your existing policy. Others may require a different policy. If you are planning to rent any portion of your home, for any period of time, you should contact your agent.