Health Club Coverage Options*
Get a bundle of coverages to meet the specific needs of a fitness facility includes all of the property coverages, adds more than 30 additional coverages , increases limits, to provide a robust property option.
Protect your fitness professionals.
Get professional liability coverage for your business, employees, and independently contracted fitness professionals. You can also add professional coverage for cosmetologists, nutritionists, dieticians, and massage and physical therapists.
Consider a Commercial General Liability Extended Endorsement. This further strengthens your liability coverage by including:
- Damage to premises rented to you
- Property damage to borrowed equipment
- Specified automatic additional insured coverage
- Waiver of subrogation
- Coverage for errors and omissions committed in the administration of employee benefit programs
Explore Additional Coverage Options
Building laws safeguard coverage (ordinance or law coverage). Provides coverage for the necessary demolition of the undamaged portion of your building and subsequent upgrades to meet current building codes after a covered loss.
Inflation guard coverage. Provides coverage for inflationary increases in your building and business personal property values. The limit of insurance on your policy automatically increases at the annual percentage rate you choose.
Equipment breakdown coverage. Provides coverage for loss resulting from the sudden and accidental breakdown of machinery and equipment used in your business.
Utility services. Provides coverage when a covered loss to a power, communication or water utility interrupts service to your premises, which then causes a covered loss to your building, business personal property or loss of income.
Crisis Event Coverage. Provides expenses you may incur from a crisis event at your premises that threatens people, property, or your ability to resume regular business operations.