Melcher & Prescott teams with top rated insurance carriers to provide flexible and comprehensive EPLI options.
What is General Liability (GL) insurance?
If a lawsuit is brought against your business, General Liability Insurance protects you against legal liability resulting from covered claims of others for bodily injury and damage to their property. In addition, General Liability Insurance provides for your defense costs and attorney fees arising from such claims.
A lawsuit and subsequent money damages may arise out of bodily injury, property damage, personal injury (such as libel, slander, invasion of privacy, etc.) or advertising injury. These injuries may result from the business premises themselves, ongoing operations away from the business premises, or operations or products your business has completed.
Additional liability such as that arising out of the use of an auto or from injuries to employees is insured under other coverages such as Commercial Auto or Workers’ Compensation.