Why municipalities choose Melcher & Prescott
- Full market review and analysis including direct markets, association options and pre-post age 65 retiree coverage.
- Plan design review and recommendations including HRA and HSA analysis. Many times saving money while increasing benefits.
- Cost effective means of meeting the increased due diligence required of municipal government.
- Ongoing client support including UBA’s proprietary technology tools, such as HRinsider®, Benefit Statements, Compliance Alerts, Plan Evaluator and the Employee Benefit Center.
Melcher & Prescott Insurance is an independent benefit broker and consultant providing municipalities with a one-stop solution to their health insurance and employee benefit needs.
We provide our municipal clients with access to the full spectrum of health insurance options in both the direct and association markets. Direct markets include Anthem Blue Cross, Harvard Pilgrim Healthcare, and Maine Community Health Options. Association markets include HealthTrust (Anthem Blue Cross), New Hampshire Inter-local Trsut (Harvard Pilgrim) and Schoolcare (CIGNA Healthcare).
Melcher & Prescott Insurance is one of two New Hampshire qualified United Benefit Advisor firm. UBA provides the best in shared knowledge from other independent benefits firms, including best practices, industry trends, research data, regulatory guidance, and customized technology designed specifically to support HR directors and benefits managers in the commercial and municipal sectors.