Auto insurance with Melcher & Prescott.
Get the lowest possible rates. With access to more than 20 national, regional and local companies, ensuring you get the lowest rates.
Convenience of just one bill. Save money and have just one bill by combining your Personal Auto with other policies.
Many ways to Save.
Multiple vehicle. Discounts for more than one vehicle on a policy.
Multi-policy. Discounts, which can offer greater discounts when you have more policies written with the same company.
Good driver. Discounts for drivers with good driving records.
Good student. Discounts for drivers who have B average.
Vehicle safety. Discounts for devices such as airbags, antilock brakes and anti-theft systems
Pay-in-full. Discount for policyholders who pay one annual premium instead of choosing monthly payments
Replacement cost coverage. Ensure that the replacement cost will be based on a new current model year vehicle or the Manufacturer’s Suggested Retail Price for a current year model.
Loan or Lease Gap Coverage. Extend coverage for the difference between the debt you still owe on your loan or lease and the actual cash value of the vehicle.
Other available endorsements. First accident forgiveness, credits for defensive driving courses, full glass coverage, waiver of collision deductible, and loan or lease coverage.