Melcher & Prescott: A New Hampshire Insurance Agency

Our History

Our firm was founded in 1862 by The Honorable Woodbury L. Melcher, a resident of Laconia and treasurer and president of the Laconia Savings Bank. Rapid growth of the firm led to a merger with the business of True E. Prescott in 1886, which formed the Melcher & Prescott Agency.

The firm moved forward with the addition of Oscar George of the People’s National Bank, and Mr. Prescott’s son Edgar. The two served as partners until Edgar’s death in 1957. In 1959, Mr. George sold his interest in the firm to Edward M. Miller and H. Thomas Volpe, then employees of the New Hampshire Insurance Company, which the agency had represented since the 1870s.

After Mr. Miller died in 1966, the firm acquired minority owners J. Norman Dutile (former agent for John Hancock Life Insurance), John P. Colby (former claims adjuster with National Grange Mutual), and Robert C. Hussey (special agent for Aetna Fire & Casualty). Thomas Volpe continued as president and in the 1980s, his two sons – Stewart and Christopher – joined the firm.

Melcher & Prescott Insurance provides business and personal insurance products to clients throughout central New Hampshire. We’ve been in business for 150 years, serving thousands of loyal customers. To what do we owe our success?

We’re locally owned. We know the people and businesses of this community and we understand their unique needs. Many of our 50 staff members have grown up in the area. We have a strong commitment to the community we serve.

Personal service is something we take seriously. We take the time to get to know our clients, meeting with them personally to ensure we understand their goals. Then we look for the best combination of price, coverage and service to ensure they are getting the best value. We periodically review policies with our clients to ensure they still meet the clients’ goals, adding umbrella policies and endorsements to ensure coverage for personal property and general liability is adequate.

We are independent. Our firm offers one-stop shopping for a full range of personal and business insurance products, such as house and auto insurance, commercial vehicle insurance, casualty insurance (including bonds), workers compensation, group plans, and employee benefit plans.

Many of our clients require specialty insurance policies that aren’t offered by every insurance company – policies to protect island properties or summer camps, motorcycles, single-engine airplanes and boats. As an independent agency, we can review products from more than 20 insurance companies, allowing our agents locate these hard-to-find policies.

Another benefit of working with an independent agent? Just because you change your insurance policy, you don’t have to change your insurance agent. We stand by our customers over time, just as we have for 150 years.

Let us help you protect the people and things that matter most. Contact our office to schedule an appointment with an agent at one of our four central New Hampshire insurance agency offices — Laconia, Plymouth, Meredith, and Moultonboro. 

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